Privacy Policy

Effective Date: November 27, 2024

Oneiric Financial Inc ("we", "our", "us") is committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy outlines the types of personal information we collect, how we use it, and the steps we take to protect it. By engaging with our services, you agree to the terms outlined in this policy.

1. Personal Information We Collect
We collect personal information to provide financial planning and advisory services. The information we may collect includes but is not limited to:

• Contact Information: Name, address, email address, phone number

• Financial Information: Income, assets, debts, investment portfolio, retirement savings, insurance, tax returns

• Identification Information: Social Insurance Number (SIN), date of birth

• Other Information: Any other information you provide us relevant to financial planning and advisory services.
   

2. How We Use Your Information
We use the personal information we collect for the following purposes:

• To provide personalized financial planning services, advice, and recommendations

• To prepare financial documents, reports, and statements

• To communicate with you about services, updates, and relevant financial information

• To comply with legal and regulatory requirements

• To improve the quality and effectiveness of our services
   

3. Consent
By providing us with your personal information, you consent to the collection, use, and disclosure of that information as described in this Privacy Policy. You may withdraw your consent at any time, subject to legal or contractual obligations.

4. How We Protect Your Information
We take appropriate security measures to safeguard your personal information against unauthorized access, alteration, or destruction. These measures include:

• Use of encryption for sensitive data

• Restricted access to personal data on a need-to-know basis

• Secure storage of financial records

We also require that our employees and service providers who have access to your personal information adhere to confidentiality agreements.

5. Disclosure of Your Information
We do not sell, rent, or trade your personal information. However, we may disclose your information in the following cases:

• To service providers or third-party partners who assist in the delivery of our services (e.g., accountants, tax specialists, software providers)

• When required by law or regulation, such as in response to a subpoena, court order, or regulatory request

• With your express consent for any other purposes
   

6. Accessing and Updating Your Information
You have the right to access and correct your personal information that we hold. If you believe the information we have is incorrect or incomplete, please contact us to update your information.

7. Cookies and Tracking Technologies
We may use cookies and other tracking technologies on our website to enhance user experience and analyze site traffic. You can disable cookies through your browser settings, but this may impact the functionality of our website.

8. Retention of Information
We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, and to comply with legal, accounting, or reporting requirements.

9. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these websites and encourage you to read their privacy policies before providing them with your personal information.

10. Children's Privacy
Our services are not intended for individuals under the age of 18, and we do not knowingly collect personal information from children. If we become aware that we have inadvertently collected information from a minor, we will take steps to delete that information.

11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the "Effective Date" at the top of this policy will be updated accordingly. We encourage you to review this Privacy Policy periodically.

12. Contact Us
If you have any questions, concerns, or requests related to this Privacy Policy or your personal information, please contact us:
Oneiric Financial Inc
204-612-3402
info@oneiricfinancial.ca
www.oneiricfinancial.ca

This policy outlines the key principles of privacy protection, including data collection, usage, and retention, in line with Canadian regulations. It also emphasizes consent, transparency, and accountability, which are essential under PIPEDA.