Conduct a review of current cash flow (income, savings, expenses) and net worth. Develop a plan that aligns your cash flow with your short and long term goals which may include debt management plan and emergency fund coverage.
We'll help you plan for financial independence. Ensuring you're on track using Monte Carlos simulation to project various scenarios. Develop a retirement savings and drawdown strategies that align with your short and long-term goals.
We can help you reach your goals in a tax-efficient manner by identifying potential current and future tax-saving opportunities. Develop a plan to maximize tax benefits and minimize tax liabilities.
We'll review current insurance policies to ensure coverage is sufficient and assess any required coverage. Insurances may include life, disability, health, property and casualty, etc. We can work with insurance brokers to get policies in place.
We'll review current investment allocation, diversification and ensure the portfolio aligns with your risk tolerance. Assess current investment strategies and determine if any changes are needed. We can work with your investment advisors in implementing any changes.
We will review how your wealth is preserved, managed and distributed after death. A review if you have a will, power of attorney, healthcare directives, trust, etc. Develop a plan that ensures your wishes are carried out in the most tax efficient way. We may recommend a qualified attorney for legal matters.
We'll help guide you on the best strategies to save and invest for future education expenses in a tax-efficient manner.
We'll include your business as part of your financial plan, taking into consideration the business succession plan. Develop a plan that incorporates the business value, cash flow, owner-manager remuneration planning and transition to retirement or sale of the business in a tax efficient manner. We recommend business valuation to be completed by a licensed appraiser.
We Offer Comprehensive Financial Planning
It involves a thorough review of your financial life, discussing your goals which is the destination and providing a list of suggestions to guide you to your financial goals.
What We Do
Financial Planning Process
Initial Consultation
Establish a client-planner relationship by discussing primary goals and concerns. Determine if we're a good fit for each other.
Discovery Meeting
Further, refine values and goals. Ensure we have all your financial data needed to develop your financial plan.
Plan Development
Analyze and evaluate strategies to develop your unique financial plan.
Recommendations Meeting
Present your financial plan and discuss the recommendations and action plan.
We offer exclusive services to our subscriber members
Bookkeeping
Ongoing, cloud-based support tailored to business owners.
Tax Preparation
Personal and business tax filing.
Integrating bookkeeping and tax preparation with financial planning offers several key advantages:
Full Financial Visibility
Ensures a complete and real-time view of both business and personal finances.
Tax Optimization & Compliance
Ensures seamless tax planning, reducing unexpected liabilities and maximizing deductions.
Time & Cost Efficiency
Avoids redundant work, reduce errors, rework and inefficiencies.
Strong Decision-Making
Make informed decisions quickly with up-to-date financials. From reinvesting in the business, expanding, or adjusting financial strategies.
More Accurate & Personalized Planning
Direct access to clean, organized data, allowing for more precise forecasting, and tax strategies.
Improve Cash Flow Management
Proactively manage cash flow, ensure you have the liquidity needed for both business and personal goals.
Strategic Business & Retirement Planning
Allows for better coordination of business income, personal investment, and retirement contributions.